1095 Old Lock 21 Road, Monticello, KY 42633

bedrooms 5
bathrooms 3
|Other
NZD $1,203,352
USD $675,000
Published on: 30 Sep 2026
Last updated on: 13 Oct 2026
1095 Old Lock 21 Road, Monticello, KY 42633
1095 Old Lock 21 Road, Monticello, KY 42633
1095 Old Lock 21 Road, Monticello, KY 42633
+79
1095 Old Lock 21 Road, Monticello, KY 42633
  • 79
Property ID: 110110363704
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Residential, Monticello, KY

1095 Old Lock 21 Road, Monticello, KY 42633
Lake lover's paradise! This custom waterfront home boasts beautiful views of Lake Cumberland, a slip in the private community (new) dock and a trail leading to the water! The main level features an expansive living area; large kitchen; spacious dining room; 3 bedrooms, including the primary suite with private deck; 2 bathrooms; utility room and 2 car garage. On the lower level, you'll find 10' ceilings, another full kitchen, 2 bedrooms, a bathroom, living area, expansive flex space, utility room, air-conditioned workshop and more garage space. The outdoor living area with 1/2 wrap around porch, new fire pit and stunning views make this home the complete package. There is also a 32x36 detached garage which provides even more garage space for your water toys. Other features include (2) 200 Amp panels in house, (1) 100 Amp panel in garage and a central vac system. Updates include: new roof (2023); new carpet, paint, basement kitchen countertops and smart thermostat (2024). This home is being sold furnished (exceptions to be provided), including the small boat in basement, and is MOVE-IN READY! With 4,000sf+ of living area, 2,000sf+ of garage space, views, water access, an available boat slip and more, this is definitely a unique opportunity! Minutes from Conley Bottom via water.

Property Details

Basic Info

Property Type
Other
Listing Status
Active
Land Size
8,560.32 m2
Building Size
381.46 m2
Year Built
1998
Rooms
5 bedroom(s), 3 bathroom(s)
Num Floors
1
County
Wayne, Ky
Parcel ID
003.00
Provider
Upper Cumberland Association of Realtors
Brokerage Office Name
EXP REALTY LLC
Brokerage Office Phone
(888) 519-5113
Neighbourhoods
Wayne Co., KY
Address
1095 Old Lock 21 Road, Monticello, KY 42633
Contact Agent
Bobbie Stone
eXp Realty
3401 Mallory Lane #100 , Franklin, TN 37067
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Bobbie Stone
3401 Mallory Lane #100 , Franklin, TN 37067
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      Property ID: 110110363704

      Original Property ID: 3yd-UCARTN-247488
      Data provided by Upper Cumberland Association of Realtors, MLS #: 247488
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      Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.