12728 SE 102ND Terrace, BELLEVIEW, FL 34420

Brand-new 2026 construction, move-in ready, with NO HOA and NO CDD. This 3 bed / 2 bath split-bedroom home has 1,302 sq ft of heated living space (1,668 sq ft total) on a 0.20-acre lot (75 x 114), with room for your RV or boat (subject to county rules). Inside are vaulted and tray ceilings, crown molding, solid wood cabinets, granite counters, stainless appliances and luxury vinyl plank flooring. The primary suite has a walk-in closet and walk-in shower. Hardie-type cement siding, 1-car attached garage, private well and septic, Flood Zone X. Close to Belleview shopping and dining, with easy access to US-441 and CR-25. Seller offers 1% of the purchase price with an acceptable offer, for closing costs or a rate buydown (lender approval required). USDA-eligible location: qualified buyers may be able to buy with 0% down (ask your lender about income limits and rates). Buyers may also qualify for Florida Housing's Hometown Heroes loan program, which can provide 5% of the buyer's loan amount toward down payment and closing costs. It is a buyer loan program through Florida Housing, not a seller concession; eligibility and lender rules apply. Schedule your private showing today. Se habla espanol: casa nueva 2026, lista para mudarse, sin HOA ni CDD, en ubicacion elegible para prestamo USDA con 0% de pago inicial (aplican limites de ingreso; consulte a su prestamista). El vendedor ofrece 1% del precio de compra para gastos de cierre o para bajar la tasa (con aprobacion del prestamista).