13 HORSEBACK LN, PALMYRA, VA 22963

NEW PRICE - $374,900! Exceptional space and versatility in Lake Monticello! This spacious 4-bedroom, 3-bath home offers 2,810 finished square feet, a large 2-car garage, and a finished terrace level, all tucked near the end of a quiet cul-de-sac street. Enjoy a carpet-free interior with bamboo flooring on the main level, ceramic tile on the terrace level, and a kitchen featuring granite countertops. The finished lower level provides incredible flexibility for a family room, recreation space, home office, or guests. Step outside to an expansive two-level rear deck overlooking the fenced backyard, perfect for outdoor entertaining, pets, or relaxing at home. Additional highlights include winter water views and a BRAND-NEW HVAC system installed in 2026! Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, boating, golf, pool, parks, and playgrounds, with convenient access to Charlottesville. Generous living space, flexible floor plan, and an opportunity to add your personal touches over time!