411 Polk Street, Baxter, IA 50028

NEW BUYER INCENTIVE! Seller is now offering a 2-1 interest rate buydown with an acceptable offer! Enjoy a lower interest rate for the first 2 years of homeownership-helping reduce your monthly payment while you settle into your new home. Ask your agent for details! Buyer must qualify; subject to lender approval and loan program guidelines. The main level features two spacious bedrooms, a full bathroom, a bright living room, and a dining area with a walkout to a large covered deck overlooking the fully fenced backyard-perfect for relaxing, entertaining, or enjoying peaceful evenings outdoors. The lower level offers even more living space with a cozy family room, a third bedroom, and a versatile bonus room that was formerly the garage, making it ideal for a future fourth bedroom, home office, workout room, playroom, or hobby space. A spacious side-entry two-car garage provides plenty of room for vehicles, hobbies, and additional storage. Whether you're looking to move right in or update it with your own style, this home offers endless possibilities and the chance to create memories that will last a lifetime. Located in the welcoming community of Baxter, you'll enjoy the benefits of a highly regarded K-12 school district, locally owned businesses, community events, and the convenience of a new Dollar General. Plus, you're just a short commute to Marshalltown, Ames, and the Des Moines metro, making small-town living with easy access to larger communities the best of both worlds.