454 E CARDIGAN Terrace, WEST CHESTER, PA 19380

Welcome to 454 E Cardigan Terrace in the Indian King community of West Whiteland Township. This two-story townhome offers approximately 1,346 square feet of above-grade living space with 3 bedrooms, 2 full baths, central air, electric heat pump, and a fireplace. The home was built in 1981 and is served by public water and sewer. The main level features a spacious living area with wood-style flooring, along with a kitchen featuring wood cabinetry, tile backsplash, solid-surface countertops, stainless steel appliances, and an electric cooktop. A rear patio and fenced outdoor area provide additional space for outdoor use. Upstairs are three bedrooms and two full baths, along with access to a partly finished attic that provides additional flexible space and storage. The property is in need of cosmetic improvements, including flooring, paint, and other general updating, giving buyers an opportunity to make improvements to their own specifications. This is a Department of Housing and Urban Development (HUD) property (Case# 441-925940). This property is being sold as-is, with no guarantees or warranties provided. Utilities are off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including disclosures, the Property Condition Report (PCR), sale contract, and sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, any required Use & Occupancy (U&O) inspections are the buyer's responsibility and expense. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. The final escrow amount is subject to lender determination. This is an Equal Housing Opportunity property.